Every state and territory in Australia
For workers' compensation insurance
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The difference between states is confusing and dangerous.
A small business (perhaps one that is growing) that does some work in another jurisdiction is confronted with a myriad of problems when trying to get workers compensation cover and understanding the different rules between state and territories. A business could easily make a mistake and not be covered. Larger businesses will need a special team to manage the complexity.
Here is an example of the complexity and the confusing situation businesses need to manage.
Rules related to travel to work and between workplaces
A journey claim can include journeys between:
A worker’s home and workplace;
A worker’s workplace and a place of trade or training which is required to attend for work;
A worker’s workplace and a medical or rehabilitation appointment; or
A worker’s employment with one employer and employment with another employer.
an injury sustained while on a “journey” may not be covered if:
A worker’s were driving while intoxicated or recklessly;
The accident was caused because you broke road rules;
A worker’s started your journey after a significant delay or deviation from your normal route; or
A worker’s have not left the boundaries of your home.
As clear as mud.